Commercial Mortgages

Providing individual mortgage advice; unique to you

A commercial mortgage is probably the best way to finance the purchase of buildings and land for business purposes, it provides the most flexible and affordable finance solution.

Commercial mortgages are specialised due to the fact that the lender has a legal claim over the property until the loan has been repaid in full.

Mortgage loans of this type are tailor made for purchasing any commercial property used for business purposes including shops, factories, offices and warehouses. Commercial mortgages can also be used for taking over an existing business, purchasing a brand new building or buying land.

Although they often come with higher interest rates and more variables than residential mortgages, commercial mortgages are more flexible and can carry extra incentives for borrowers. With commercial mortgages, the lender has a legal claim over the property until the loan has been fully repaid.

As well as recommending commercial mortgages, we also provide development finance for residential and commercial developers. We deal with clients from multi million pound commercial developments to smaller residential developments costing tens of thousands of pounds.

We can help you arrange funding for a variety of projects such as:

  • Commercial Mortgages
  • Property Development Finance
  • Bridging Loans

Purpose

  • To purchase a commercial property or refinance existing premises.
  • Consolidate existing debts or expand a business.
  • Carry out improvements to a commercial property.
  • Set up a new business - detailed business plans not always required.
  • An investor purchasing commercial or semi commercial property.